Licensed money transfer

Send seamlessly.
Deliver instantly.

Send money to loved ones in Ghana, Nigeria, Gambia, Sierra Leone, Cameroon and Kenya. Wherever you're sending from, TopConnect gets your money there.

Where we pay out
0.00
Transfer fee
Instant
Typical payout
6
Receiving countries
FCA authorised & regulated
HMRC registered MSB
256-bit SSL encryption
Visa & Mastercard 3D Secure
FCA authorised & regulated
HMRC registered MSB
256-bit SSL encryption
Visa & Mastercard 3D Secure

Where can recipients receive money?

TopConnect currently supports receiving money in Ghana, Nigeria, Gambia, Sierra Leone, Cameroon and Kenya.

  • Ghana

    Ghana

  • Nigeria

    Nigeria

  • Gambia

    Gambia

  • Sierra Leone

    Sierra Leone

  • Cameroon

    Cameroon

  • Kenya

    Kenya

How it works

Three steps. About two minutes.

  1. 1

    Download & register

    App, phone, email, 2-minute ID check.

  2. 2

    Choose recipient & amount

    Country, wallet or bank — exact payout first.

  3. 3

    Pay securely & track live

    Card or bank transfer, 3D Secure, live status.

Questions? Read the FAQs

The app

Send, track, and stay in control

  • Save recipients once, resend in two taps
  • Live transfer tracking with push updates
  • Alerts when it is a good time to send
  • Face ID / fingerprint lock on every payment
TopConnect Logo

Send Money anywhere with NO FEES

Smiling professional with phone

Easy Money Transfer Worldwide

Why Top Connect

Built for the diaspora, priced for families

Every design decision starts with one question: does the person receiving the money get more of it, faster?

01

Clear, competitive pricing

See what they receive before you send — no surprises at checkout.

02

Instant payouts

Wallets and banks in seconds, not days.

03

No transfer fee

The amount you see is what they receive.

04

Humans on support

Phone, WhatsApp and email — in your language.

Social proof

Families already switched

4.9 average from 12,400+ app reviews

I have been using TOPCONNECT for over a year now, and I am amazed by its convenience and efficiency. Sending money to my family in another country used to be a hassle, but with TOPCONNECT, it's a breeze. The transactions are quick, the exchange rates are fair, and most importantly, the app provides top-notch security.

Isaac Amankwah
Isaac Amankwah
France

As an entrepreneur who frequently conducts business internationally, TOPCONNECT has become an essential tool for me. The app's global reach allows me to send funds to my suppliers and partners in different countries without any complications. The transactions are lightning-fast, and the exchange rates are competitive. TOPCONNECT's customer support team is also exceptional, always ready to assist me whenever I have a question or need guidance

Rita Anning
Rita Anning
United Kingdom

Being away from my family is tough, but TOPCONNECT has made it much easier to support them financially. I can send money to my parents back home with just a few taps on my phone. The app's intuitive interface makes it simple to navigate, and the transfers are processed almost instantly. I appreciate the transparency in exchange rates, as I know exactly how much my family will receive. Thanks to TOPCONNECT, I can provide for my loved ones with peace of mind, no matter where I am in the world.

Evelyn Agyei
Evelyn Agyei
Canada

Send seamlessly.

Send money to loved ones in Ghana, Nigeria, Gambia, Sierra Leone, Cameroon and Kenya. Wherever you're sending from, TopConnect gets your money there.